Find A Loan Product That Best Suits You

A mortgage is a loan used to purchase a home or other real estate property. The borrower agrees to repay the loan amount plus interest over a specified period, typically 15 to 30 years.

We offer a variety of mortgage options, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, USDA loans, Jumbo loans, DSCR loans, Foreign National loans, Private Money loans and more. Each type of mortgage has its own unique features and benefits, and our team will work with you to find the right one for your needs.

The amount you can borrow will depend on factors such as your income, credit score, debt-to-income ratio, and the value of the property you're purchasing or refinancing. Our team will help you determine your borrowing capacity during the pre-approval process.

You absolutely can. We have a variety of options ranging from Private loans to Foreign National Loans. It is not a one size fits all, we encourage you to reach out to your Mortgage Loan Advisor to evaluate.

Pre-qualification is an informal assessment of your finances to estimate how much you may be able to borrow. Pre-approval, on the other hand, involves a more thorough review of your financial documents and credit history to determine the specific loan amount you qualify for.

Interest rates can vary depending on market conditions, the type of loan you choose, and your individual financial profile. Our team will provide you with personalized rate quotes based on your specific situation.

A fixed-rate mortgage has a set interest rate that remains constant throughout the life of the loan, providing predictable monthly payments. An adjustable-rate mortgage (ARM) typically starts with a lower initial interest rate that may adjust periodically based on market conditions, potentially resulting in higher or lower payments over time.

Closing costs are fees associated with finalizing the mortgage loan, including loan origination fees, appraisal fees, title insurance, and more. The amount you'll pay in closing costs can vary depending on factors such as the loan amount, property location, and lender fees.

The mortgage process can vary depending on factors such as the complexity of your financial situation, the type of loan you're applying for, and the efficiency of the lender. On average, the process typically takes between 21 to 45 days from application to closing.

Required documents may vary depending on the lender and the type of loan you're applying for, but common documents include proof of income (such as pay stubs, W-2s, 1099s or tax returns), asset statements, employment verification, and identification.

Yes, we offer refinancing options that allow you to replace your current mortgage with a new one, potentially lowering your interest rate, changing the term of your loan, or accessing your home's equity for cash-out refinancing. Our team will help you explore your refinancing options and determine if it's the right choice for you.